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A trust is a legal arrangement where control over property is transferred to a person or organization (the trustee) for the benefit of someone else (the beneficiary). The person creating the trust is called the creator, or trustor. The Trustee agrees to manage the account and distribute the principal and income of the trust according to instructions in the legal agreement. This agreement is called the Trust Agreement. In addition to financial matters, the Trust Agreement can also provide direction and instructions to provide for present and future personal and health care needs. 
The Trust Department’s Mission is to provide personalized, professional investment management, including estate and financial planning for individuals and businesses for the purpose of asset and income preservation, protection and growth.  We are committed to retaining the confidence of our trust clients by maintaining the highest level of integrity, honesty and ethical standards. 
For more information: 
Linda Mullen, AVP/Trust Officer 
501 Main Street 
Keokuk, IA 52632 
Some Trust products are not insured by the FDIC or by any federal government agency.  
Some Trust products are not bank guaranteed; are subject to risk and may lose value. 
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