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COMMERCIAL CHECKING
Business Checking 
This account is designed for businesses with moderate to high transaction volume. A flat monthly fee plus other incremental charges are assessed, but may be eliminated or reduced by the earnings credit received on balances maintained in the account. Statements are provided the first of each month and all check images are included. 
 
Commercial Account Analysis 
This account features an earnings credit which is applied to reduce or eliminate fees on the account.  If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.  $10 monthly maintenance charge.  Other fees apply. 
 
Small Business Account Analysis 
This account features an earnings credit which is applied to reduce or eliminate fees on the account.  If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.  $3 monthly maintenance charge.  Other fees apply. 
FDIC
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